We are pleased that you are visiting our website and thank you for your interest. In the following, we inform you about the handling of your data when using our website.
Territory: This website is directed exclusively at natural persons and legal entities as well as partnerships and similar constructs (hereinafter collectively referred to as persons) domiciled/registered in Switzerland. The Website is not directed to any person in any jurisdiction where access to the Website is prohibited.
Data protection: In principle, the use of this website can take place without providing personal data. During the informative use of our website, we only collect data that your browser transmits to our server. This is the technically necessary data to display the website to you. For the continuous improvement of our offer, the data is evaluated without reference to your person. This mainly includes the name of the Internet provider, as well as previously visited pages. This data does not allow any conclusions to be drawn about your person. The data is not passed on or used in any other way. Personal data, on the other hand, are only stored if they are placed on the website as part of an order, registration or otherwise. By using the website, you agree that we may use your data accordingly. The data will also be used additionally for the purpose of marketing.
Nature and use of data collected: All data (including personal data) provided on this website will be stored. The personal data will be used for the purpose requested by you. We are entitled to use your data for newsletters and other promotional purposes for our own website and partner companies. In summary, the purpose of data processing is to provide the online service and its functions, such as responding to contact requests and communicating with users, security measures, marketing and measuring our reach. However, we do not sell your data to third party, external companies for research purposes. As a visitor to our website, you have the right to know your data stored by us at any time.
Cookies: When you use this website, metadata about your website visit is automatically collected. This includes, for example, your browser, your terminal device type, how you came to this website, your IP address or how long your visit to our website lasted. Furthermore, we record which areas you visit on this website and how you interact with the available options. The aim of this is to improve the web services and insurance services and to be able to better tailor our offers to you.
We use cookies to provide the digital offers on this website. These are small text files that are stored on your device or browser and are transmitted to us each time you access this website. They contain, for example, an anonymous user ID so that we can recognize you on your next visit. We make every effort to store only as much information as is necessary. If you do not agree to this, you can configure your browser so that it does not accept cookies from our website. As a result, our digital services remain usable for you, but in a limited way. Stored cookies can be deleted in the system settings of the browser.
Non-binding: All information published on our website is non-binding. It does not constitute an offer or a request for an offer. The website itself does not contain any advice and does not replace our personal, customized advice. The website is for information purposes only and the operator of the website does not enter into any contractual relationship with you by your accessing the website. The same rule also applies to any contact made via an online form on the website.
Communication: Communication via this website or via e-mail takes place unencrypted over an open network. The operator of this website cannot rule out the possibility that data sent may be intercepted by third parties. By sending an e-mail to the operator of this website, you agree to this security risk. If a corresponding message appears in your browser, the data you have entered is encrypted and the above does not apply. In such cases, an encryption procedure organized according to current technology is used.
Crazy Egg: Based on our interest in optimizing our online offer, a Visual Website Optimizer is used (tool “Crazy Egg”). This tool uses so-called “click tracking”, “heat maps” and A/B testing to track the effects of changes to our website. In A/B tests, which serve to improve the user-friendliness of online offers, it is possible to determine which of the elements meet the needs of the users on the basis of their behavior, e.g. longer visits to the website or frequent interaction with selected elements. The so-called “click tracking” allows the overview of the users’ movements within the online offer. The results are more accurate when users’ interactions are tracked over a period of time. For this purpose, cookies are stored with the user. In this way, the user’s return is registered. Heat maps” are mouse movements of the user, which are summarized to an overall picture. In this way, it can be recognized which elements are preferred. Cookies are stored on users’ devices for these purposes.
Duration of storage of personal data: The duration of the storage of personal data is determined by the respective statutory retention period. After expiry of the period, the corresponding data will be deleted, provided that they are no longer required for the fulfillment or initiation of the contract and/or there is no justified interest on our part in the continued storage.
Social media: We maintain social networks to inform customers about our services. When calling up the respective platform, the terms and conditions and data processing policies of the respective operators apply.